My SO has a stable job where his over time goes directly to bills/rent (His boss owns our home) so the 500+ tips he makes weekly is enough for me to be a STHM. BUT his credit was ruined by his father, and then he inheireted(sp?) his fathers debt on top of what debt he had. And my credit was ruined a while back by my mother before I was even old enough to have "credit" didn't know that was possible. So he's stable but we're not getting married until our "debt/credit" is fixed.