Reply
khigh 1 child; Fort Sill, Oklahoma 8101 posts
3rd Oct '12

<blockquote><b>Quoting Andi+Andy=Marley+1:</b>" <blockquote><b>Quoting hαmmers♣inc.:</b>" <blockquote><b>Quoting ... [snip!] ... all got higher offers. It was really discouraging. I think that's one reason why I settled for this house. I hate this house..."</blockquote>



You might know. If we are moving to that area in a year, when should we start looking/bidding on a house if we need to move as soon as we get to town? I will be in another country while we are looking and DH will be deployed.

GL♣PC♥BC 3 kids; Atlanta, GA, United States 9395 posts
3rd Oct '12

<blockquote><b>Quoting Andi+Andy=Marley+1:</b>" <blockquote><b>Quoting hαmmers♣inc.:</b>" <blockquote><b>Quoting ... [snip!] ... grand?"</blockquote> It was probably the interest that upped it $3k. That's how much we were charged in interest"</blockquote>




Okay, completely forgot about interest.
Well while on that note, my husband just went to Bank of America since it has always been his bank.. I just don't know if it would be best to stick with a bank or going with an outside company. I don't think his interest rate is terrible with BOA but again, I know nothing right now

GL♣PC♥BC 3 kids; Atlanta, GA, United States 9395 posts
3rd Oct '12

<blockquote><b>Quoting khigh:</b>" <blockquote><b>Quoting hαmmers♣inc.:</b>" <blockquote><b>Quoting ... [snip!] ... your mortgage!"</blockquote> I'm paying $257 month for ten years, including taxes on a $30k mortgage. It's awesome!"</blockquote>




Oh my gosh and a ten year mortgage, AWESOME!

GL♣PC♥BC 3 kids; Atlanta, GA, United States 9395 posts
3rd Oct '12

<blockquote><b>Quoting Jenn{+2}:</b>" Just a guessing game. It was the same way with our old house. It was bank owned, so we did asking price and paid our closing costs. Thankfully they both worked out for us."</blockquote>




That's what I thought. I don't like that. Lol
But seriously, you don't know if there really are other offers or if theyre just trying to push you as far as you will go.
Did you use a realtor?

khigh 1 child; Fort Sill, Oklahoma 8101 posts
3rd Oct '12

<blockquote><b>Quoting hαmmers♣inc.:</b>" <blockquote><b>Quoting khigh:</b>" <blockquote><b>Quoting hαmmers♣inc.:</b>" ... [snip!] ... years, including taxes on a $30k mortgage. It's awesome!"</blockquote> Oh my gosh and a ten year mortgage, AWESOME!"</blockquote>




Yep. But, it's in Bangalore. I'll be living there for a year and then we will use it as a vacation home. 4 bedrooms, 2 baths and 2 acres.

GL♣PC♥BC 3 kids; Atlanta, GA, United States 9395 posts
3rd Oct '12

<blockquote><b>Quoting Fairy [God] Mother

GL♣PC♥BC 3 kids; Atlanta, GA, United States 9395 posts
3rd Oct '12

<blockquote><b>Quoting Andi+Andy=Marley+1:</b>" <blockquote><b>Quoting hαmmers♣inc.:</b>" <blockquote><b>Quoting ... [snip!] ... all got higher offers. It was really discouraging. I think that's one reason why I settled for this house. I hate this house..."</blockquote>




That is exactly what happens to my friend, it took them five houses til they finally got one. I don't think the market is too crazy down here, I'm from Chicago, where my friend was haing the trouble.
I definitely don't want to settle though. Especially since I've gotten so accustomed to moving, this will be move six in five years and were not military hah

GL♣PC♥BC 3 kids; Atlanta, GA, United States 9395 posts
3rd Oct '12

<blockquote><b>Quoting khigh:</b>" <blockquote><b>Quoting hαmmers♣inc.:</b>" <blockquote><b>Quoting ... [snip!] ... it's in Bangalore. I'll be living there for a year and then we will use it as a vacation home. 4 bedrooms, 2 baths and 2 acres."</blockquote>




Wow, How is the housing there, that is huge especially for the price. Are they even comparable to here? I don't think I cold every live outside of the US, at least not in the near future, too intimidating.

Fairy [God] Mother Due February 23 (girl); 17 kids; Stratham, New Hampshire 7085 posts
3rd Oct '12

<blockquote><b>Quoting hαmmers♣inc.:</b>" <blockquote><b>Quoting Fairy [God] Mother

khigh 1 child; Fort Sill, Oklahoma 8101 posts
3rd Oct '12

<blockquote><b>Quoting hαmmers♣inc.:</b>" <blockquote><b>Quoting khigh:</b>" <blockquote><b>Quoting hαmmers♣inc.:</b>" ... [snip!] ... even comparable to here? I don't think I cold every live outside of the US, at least not in the near future, too intimidating."</blockquote>



Oh no. $30k American is expensive. Most people there make roughly $10 or $20 a week. That's why I'm nice to the call center people, because I know how much they make. A nice silk shirt is about $2 and a can of coke is about .10.

Jenn{+2} 2 kids; California 4085 posts
3rd Oct '12
Quoting hαmmers♣inc.:" <blockquote><b>Quoting Jenn{+2}:</b>" Just a guessing game. It was the same way with ... [snip!] ... don't know if there really are other offers or if theyre just trying to push you as far as you will go. Did you use a realtor?"


We did. Our first house was a family friend and my SIL sold our old house, and helped us find our current house. Both people we fully trust, so we went with their advise. I loved working with both of them. Hopefully we won't be moving until the girls are done with H.S.! lol

GL♣PC♥BC 3 kids; Atlanta, GA, United States 9395 posts
8th Oct '12

Okay those of you who used a buyers agent, how often did you speak/meet them until you signed a contract with them?
We toured one house with one lady this weekend and a second lady took us to three homes.. we didnt really care for either. I'm just feeling sucked I'm by rhe home that took us to three homes (well the first home she couldn't get her key to open the lock box)
We are going tk a different area next weekend and I'm wondering if i should use the same guy to take us to look at the jomes on my lost down there, our split them il among several agents to not get too commited? I just don't want to get trapped into a contract until I know the agent is also looking out for us

¡VinHaute! Memphis, Tennessee 44000 posts
status 9th Oct '12

On our house in VA, we put in a bid for the asking price and that's what we got. That sucked because the person who originally bought the house did it as an investment (it'd never been lived in). She made a good 70k off of us. Then the market tanked.. We just refinanced that house spring of '11 and lost a good 90k on depreciation :?



The house we live in now was on the market by the builder for $286K. The appraiser came through and said 280K though and the builder was motivated so he gave it to us for that along with chipping in enough to cover the closing costs. The whole closing process took about 30 days. We loved our last realtor, she took our calls at all hours and took me to houses all day long for a few days when I flew in to visit.



Side note, I hate BOA. They took over our first mortgage from Countrywide and refused to help us at all with our refi. We eventually went with Navy Federal for both mortgages.