Reply

Cast Your Vote:

    • Yes, it is irresponsible -- Votes: 53
    • No, it isn't -- Votes: 68
    • Other (explain) -- Votes: 8
Faye's Mama 1 child; Kansas City, Missouri 4559 posts
14th Nov '12
Quoting James Mama:" Yes it is. I did not for sure I said most likely and if you are living paycheck to paycheck you most ... [snip!] ... living beyond your means wich means medical expenses and unexpected bills are not paid. If I am not right please explain how."


My parents lived pay check to pay check and we weren't on welfare.

khigh 1 child; Fort Sill, Oklahoma 8101 posts
14th Nov '12
Quoting James Mama:" Yes it is. I did not for sure I said most likely and if you are living paycheck to paycheck you most ... [snip!] ... living beyond your means wich means medical expenses and unexpected bills are not paid. If I am not right please explain how."


Quite a few people I have talked to on here don't count Medicaid, Food Stamps, or WIC as assistance. It it. :wink:

James Mama 3 kids; Arizona 2845 posts
14th Nov '12
Quoting LolaMcKitten:" How ignorant. "


You too please explain how someone living paycheck to paycheck is able to afford health insurance and any other unexpected bills.

*A&N's Mama* 2 kids; Halifax, Nova Scotia 4627 posts
14th Nov '12

<blockquote><b>Quoting ag iompar clainne (17w):</b>" <blockquote><b>Quoting NevviesMom:</b>" Almost everyone lives cheque to cheque unless ... [snip!] ... us have a degree or are working towards one. We could each independently provide for the family without the other's income too."</blockquote>




That's why I said *almost* everyone.

The Bear and The Bird 2 kids; Vantaa, Finland 42577 posts
14th Nov '12

<blockquote><b>Quoting E.P. Mom:</b>" But OP didn't say "planning" a baby, "Do you think it is irresponsible to have kids if the parents are poor/living paycheck to paycheck? " I'm having a kid but it wasn't planned. "</blockquote>




Okay, and? I already addressed the op and am now commenting on another discussion point that was brought up.

Faye's Mama 1 child; Kansas City, Missouri 4559 posts
14th Nov '12
Quoting James Mama:" You too please explain how someone living paycheck to paycheck is able to afford health insurance and any other unexpected bills."


Doesn't health insurance come out of your paycheck? It does for dh.

James Mama 3 kids; Arizona 2845 posts
14th Nov '12
Quoting Qiūtiān:" My parents lived pay check to pay check and we weren't on welfare."


I neer said they were. I said most. Not all. How did they provide you with a college education living paycheck to paycheck?



user banned Due September 18; 1 child; California 21617 posts
14th Nov '12
Quoting James Mama:" You too please explain how someone living paycheck to paycheck is able to afford health insurance and any other unexpected bills."


I was under the assumption that "paycheck to paycheck" meant that after paying ALL your bills (maybe health insurance is included in those bills) that you have little money to live off of until the next check..

James Mama 3 kids; Arizona 2845 posts
14th Nov '12
Quoting khigh:" Quite a few people I have talked to on here don't count Medicaid, Food Stamps, or WIC as assistance. It it. :wink:"


Yeah I think a lot of people do not count medical as assistance. That is their 'right' correct?



Faye's Mama 1 child; Kansas City, Missouri 4559 posts
14th Nov '12
Quoting James Mama:" I neer said they were. I said most. Not all. How did they provide you with a college education living paycheck to paycheck? "


I use grants honey :P
Dh has also paid for a semester.

James Mama 3 kids; Arizona 2845 posts
14th Nov '12
Quoting Qiūtiān:" Doesn't health insurance come out of your paycheck? It does for dh."


Some people yes, some jobs do not offer it.



What about unexpected bills or college?

James Mama 3 kids; Arizona 2845 posts
14th Nov '12
Quoting Qiūtiān:" I use grants honey :P Dh has also paid for a semester."


That is most likely government assistance. Your parents could not afford to provide their children with an education so the government and others pick up the slack.

Faye's Mama 1 child; Kansas City, Missouri 4559 posts
14th Nov '12
Quoting James Mama:" Some people yes, some jobs do not offer it. What about unexpected bills or college?"


I am lucky enough to not have to work since I am graduating next summer and dh makes 10k more than my father.
My father makes a decent amount and uses grants to pay for his school since he went back.



Both of us always have savings in case something comes up ;)

LolaMcKitten Due May 30; 27 kids; Beverly Hills, California 15496 posts
14th Nov '12
Quoting James Mama:" You too please explain how someone living paycheck to paycheck is able to afford health insurance and any other unexpected bills."


My sister and her fiance do it just fine and my sister has PCOS and goes to the doctors for it - they don't receive any sort of government assistance. They just budget what they have and if something unexpected comes up, one of them takes a few more hours until it's paid.

Mummy-2-2-Monsters 2 kids; Seven Hills, Australia 8778 posts
14th Nov '12

<blockquote><b>Quoting Mama♥Sweetpea:</b>" I was under the assumption that "paycheck to paycheck" meant that after paying ALL your bills (maybe ... [snip!] ... bills (maybe health insurance is included in those bills) that you have little money to live off of until the next check.. "</blockquote>




This is what I thought as well.



When we were living pay check to pay check at one point. We would pay all the bills and then have the rest for food, bare minimum, but we got by. I was pregnant at the time and we had our daughter too. No assistance either. But no extras.