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I'm scared Back to Noob Status Ohio 14048 posts
18th Dec '12

So I got a letter from my insurance company, basically stating that they will no longer cover any more inpatient stays for mental health issues b/c at one point I told them that I was "fine." Yeah, b/c someone who is fine in May 2012 will ALWAYS be fine. :roll:



This is why I hate America. Their healthcare system sucks. If I have another suicide anxiety attack, I WILL end up committing suicide. Why? B/c I will have no insurance willing to cover me when I NEED the coverage and I have no access to appropriate care that I need.



Fuck America. This shit wouldn't happen in Canada or any other nation.

HotMom21ERF Due December 17 (twins); 1 child; Kentucky 20829 posts
status 18th Dec '12

im sorry you are going through this. however, if you have another anxiety attack that bad, go to the ER. they cant turn you away

HopingforaMiracle 1 child; USA 23029 posts
18th Dec '12

That's BS. But do not commit suicide because of that.

Back to Noob Status Ohio 14048 posts
18th Dec '12
Quoting HotMom21ERF:" im sorry you are going through this. however, if you have another anxiety attack that bad, go to the ER. they cant turn you away"


But they can charge exorbitant amount of money for zero care. The two times I have been in the emergency room, I have only had a few minutes worth of "treatment." It was BS.



I feel like that if I do end up in a situation like that again, I won't be able to get the care. I can't afford all of that.

Back to Noob Status Ohio 14048 posts
18th Dec '12

I just feel as though my safety net has been ripped out from under me.

HotMom21ERF Due December 17 (twins); 1 child; Kentucky 20829 posts
status 18th Dec '12
Quoting Back to Noob Status:" I just feel as though my safety net has been ripped out from under me."

it hasnt. go to a different ER next time , go to an Urgent Care...go somewhere until someone helps you. you can admit yourself into a mental hospital , they cant deny you. if you worry about the bills that will come later, you wont get the help you need

Back to Noob Status Ohio 14048 posts
18th Dec '12
Quoting HotMom21ERF:" it hasnt. go to a different ER next time , go to an Urgent Care...go somewhere until someone helps you. ... [snip!] ... into a mental hospital , they cant deny you. if you worry about the bills that will come later, you wont get the help you need"


But that's the thing. I will have to worry about those bills. I don't want to be suicidal and in a mountain of debt. I know that of other people who are still paying for treatment years after the fact. I'd honestly would rather be dead than to be in financial ruins.

HotMom21ERF Due December 17 (twins); 1 child; Kentucky 20829 posts
status 18th Dec '12
Quoting Back to Noob Status:" But that's the thing. I will have to worry about those bills. I don't want to be suicidal and in a mountain ... [snip!] ... who are still paying for treatment years after the fact. I'd honestly would rather be dead than to be in financial ruins. "

whats more important? your life or your bills?

Nut ღ Meg Beverly Hills, CA, United States 40239 posts
18th Dec '12

Can you get medicaid?



What insurance do you have?

Back to Noob Status Ohio 14048 posts
18th Dec '12
Quoting Meg ♥:" Can you get medicaid? What insurance do you have?"


I'm not sure, but I think that I will end up looking into Medicaid.



I currently have Medical Mutual.

Back to Noob Status Ohio 14048 posts
18th Dec '12
Quoting HotMom21ERF:" whats more important? your life or your bills?"


I would like to say my life, but bills can wreck lives.

Nut ღ Meg Beverly Hills, CA, United States 40239 posts
18th Dec '12
Quoting Back to Noob Status:" I'm not sure, but I think that I will end up looking into Medicaid. I currently have Medical Mutual. "


I have medical mutual. Fucking sucks.



DH's employer just switched. Screwed everything up...

HotMom21ERF Due December 17 (twins); 1 child; Kentucky 20829 posts
status 18th Dec '12
Quoting Back to Noob Status:" I would like to say my life, but bills can wreck lives. "

bills can wreck lives..temporarily. when you die, you are gone forever, not just temporarily.

Back to Noob Status Ohio 14048 posts
18th Dec '12
Quoting Meg ♥:" I have medical mutual. Fucking sucks. DH's employer just switched. Screwed everything up..."


Are you looking into anywhere else? If so, where? I'm looking into switching. I can't be with an insurance company that would take me off "life support" like that.

Back to Noob Status Ohio 14048 posts
18th Dec '12
Quoting HotMom21ERF:" bills can wreck lives..temporarily. when you die, you are gone forever, not just temporarily."


That is true. I just don't know what I'm going to do. :(