Reply
Bettinas 2 kids; Australia 2204 posts
29th Dec '12

We set up a direct debit from each of our accounts every time we get paid so when SO is paid, he puts $20 onto each bill and then I put $20 the following week. We pay the rent every week so $340 each pay. We manage to save $100 between us each week by buying in bulk. It's often cheaper to buy big and store it than to buy smaller portions. The way we shop now, instead of $200 on groceries and then another $50-80 the following week, it's less than $150 all up and we just have to buy milk and bread every few days.

Belle De Jour Due October 8 (boy); 2 kids; Kentucky 17874 posts
29th Dec '12
Quoting ღ.ღ.ღ:" If you buy the biggest pack of toilet paper then you shouldn't be spending that much, i'm guessing for ... [snip!] ... go to the aisles you need stuff from, don't venture around. Because if you don't have it to spend you don't need to spend it."


This :!: All of this.

LolaMcKitten Due May 30 (girl); 27 kids; Beverly Hills, California 15496 posts
29th Dec '12
Quoting ♥supermommy:" Paper towels last forever usually, like a $13 pack last like 2-3 months Toilet paper, usually buy 1-2x ... [snip!] ... for my boots for $7. I wish I had a financial adviser to tell me what is really necessary for my to buy, and what's stupid."


You should find some of the blogs that give you recipes for your own household products. A lot of times they are healthier and 10X cheaper.

♥crazybitch 1 child; 5550 posts
29th Dec '12

It seems like everything runs out at once, so I got like $250 in my wallet but like 190 goes to the walmart bill.

ღ.ღ.ღ 3 kids; South Carolina 7316 posts
29th Dec '12
Quoting Uncle Obama's Banana:" Yup SO and I have always been able to pay bills on time (accept when he lost his job earlier this year) ... [snip!] ... we are really starting to get a nice little amount in there now. And it's nice to know that it's there if we have an emergency."


Yeah before i really started tracking what we'd spend i'd go grab random shit along with stuff i needed and then when i got to the register i was like wtf. Then i started tracking how much DH was spending on lunch and he would go through almost $300 on just his lunch, so now a few days before his check i go through and look at everything we need that way i'll know how much should be left over afterwards etc. Plus we made a bet to each hold $20 after each paycheck and also put some away and the amount if you don't count it, after a while will surprise you.

Belle De Jour Due October 8 (boy); 2 kids; Kentucky 17874 posts
29th Dec '12
Quoting ღ.ღ.ღ:" Yeah before i really started tracking what we'd spend i'd go grab random shit along with stuff i needed ... [snip!] ... each hold $20 after each paycheck and also put some away and the amount if you don't count it, after a while will surprise you."


And then you have all this wonderful extra money to finally go on a nice date or go to the movie or what ever and still have all your bills paid and all the other shit you need :lol:

♥crazybitch 1 child; 5550 posts
29th Dec '12
Quoting ღ.ღ.ღ:" Yeah before i really started tracking what we'd spend i'd go grab random shit along with stuff i needed ... [snip!] ... each hold $20 after each paycheck and also put some away and the amount if you don't count it, after a while will surprise you."


I'm horrible with that as well!!

ღ.ღ.ღ 3 kids; South Carolina 7316 posts
29th Dec '12
Quoting Uncle Obama's Banana:" And then you have all this wonderful extra money to finally go on a nice date or go to the movie or what ever and still have all your bills paid and all the other shit you need :lol:"


Oh yeah, like earlier this year i was putting at least $100 away and didn't keep track and within a few months we had over a thousand and DH asked me where i got it. Or like when i save money i'll hide it in my wallet and then forget about it for months, i've done that quite a bit. lol

♥crazybitch 1 child; 5550 posts
29th Dec '12

Thank you ladies for all advice.. I'm gonna start trying to spend the least amount possible, and after buying necessary things, putting it all into savings and making only 2 purchases a month that aren't necessary.