75% of fertility is awesome!! We will be making payments for 3 years on our IVF.... 100% out of pocket. But about teeth, I would rather have a full set of dentures than have another bad tooth.
I am shooting for dentures or implants depending on the cost and what payments we are looking at, they got really bad after the chemo. I need at least my top pulled and gone. They cover dental too, but again 75% which is great, I am going to probably pay out of pocket for the extractions, or finance for just that then worry about everything else when my insurance kicks in.