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Insurance rates going up? Thank a Liberal. user banned
23rd Jan '13

I'm just beyond sick about this.



As I have said in many threads, here on BG, Obamacare has screwed us, is screwing us and will screw us some more.



Back in 2009, I aquired my own policy, just to cover me. The rate was $215 a month. I have received regular increases, every six months since then and now my premium is a WHOPPING $711 a month. Not only has my rate increased, my co-pays, deductible and office visits have doubled. Some meds are no longer covered at all.



Obama and company have made sure that the average American cannot afford to pay their policy premiums. For some, these premium increases are the difference between making a car payment...or not, putting gas in your car (which is also a screw job)...or not. Putting healthy food on the table...or not. Between inflation, tax increases and insurance premium hikes, I LITERALLY have gone from having some cushion, to watching every single penny that I spend. I will not be able to stimulate the economy to buy a new car (mine's 12 years old and is currently getting repaired (to the tune of $2,500), because I annot afford a car payment. I MUST fix the one I have because $2,500 is a hellava lot cheaper than buying a new one, making payments and paying even MORE in insurance, because new cars are far more expensive to insure.



Share your insurance rate hikes with me! Misery loves company!



Here are a few articles, addressing the woes of Obamacare and every (crappy) thing that comes with it.



http://www.forbes.com/sites/sallypipes/2013/01/07/obamacare-guarantees-higher-health-insurance-premiums-3000-higher/



http://www.nfib.com/business-resources/business-resources-item?cmsid=59785



http://money.cnn.com/2012/07/12/news/economy/health-care-costs/index.htm

Supafly★ 2 kids; Poland 14109 posts
23rd Jan '13

Don't they understand that this health care crap is just going to result in more people cheating the system to get on Medicaid?

LoveMyBubbaBoy 2 kids; Michigan 3187 posts
23rd Jan '13

I know! All of our copays went up (doubled...) Luckily DH gets it with his job... Otherwise we'd be screwed.

Elle With FOUR! 4 kids; Wichita, KS, United States 18964 posts
23rd Jan '13

Yup. It's a conspiracy. :roll:



Actually, darlin, the reason health care is getting more expensive, is because of the number of uninsured people who use the ER as a primary source of medical care. They can't pay their bill, so the hospital has to absorb the cost, which leads to their prices for care going up, which leads to higher bills for the insurance companies, which leads to a higher bill for you. Nice try though.

Colt's mommy 1 child; Moore, Oklahoma 21316 posts
status 23rd Jan '13

Our insurance premiums haven't gone up too much, but our co-pays have. It's $30 to see a reg doctor and $50 to see a specialist now, when it used to be $30 for the specialist and $15 for a pcp/ob

Destinite 1 child; 2 angel babies; Paradise, FL, United States 31293 posts
status 23rd Jan '13

We went from paying $800 a month for a healthy family of 3, to paying $1200 a month. My co-pay for specialists has gone from $30 to $50.
I'm sure there is more, but my mind is blank at the moment. lol
I also have 3 Aflac policies which run about $80 a month.

LoveMyBubbaBoy 2 kids; Michigan 3187 posts
23rd Jan '13

It's just crazy because everything was the same for years... All of a sudden its more. My prenatals used to be $10 for 90 days (last year) and now are $10 for 30 days... I am thankful for insurance, but I just hate that there is such a large difference all of a sudden.

user banned 1 child; Nunya, CA, United States 6369 posts
23rd Jan '13
Quoting Supafly★:" Don't they understand that this health care crap is just going to result in more people cheating the system to get on Medicaid? "


That is EXACTLY what will happen AND what they WANT to happen. Government wants to control ALL of your healthcare. It's always been "the plan".

Destinite 1 child; 2 angel babies; Paradise, FL, United States 31293 posts
status 23rd Jan '13
Quoting ~Julie Blue Eyes~:" That is EXACTLY what will happen AND what they WANT to happen. Government wants to control ALL of your healthcare. It's always been "the plan"."


I agree.

DeanJade&Mak's Mom 3 kids; Covina, CA, United States 8822 posts
23rd Jan '13

Mine haven't gone up... :) I pay 30.00 a visit and 10.00 for percriptions, I pay out of pocket,



But I have kaiser, the whole thing *Elle with 3* said sounds about right, before we leave the er, they have us pay our co pay or make definite arrangements... sooo we don't screw anyone else because the ER can't refuse to see someone :)

IDGAF ❤ 1 child; San Diego, CA, United States 30556 posts
23rd Jan '13
Quoting Elle With Three &1/2:" Yup. It's a conspiracy. :roll: Actually, darlin, the reason health care is getting more expensive, is ... [snip!] ... care going up, which leads to higher bills for the insurance companies, which leads to a higher bill for you. Nice try though."

That shit is annoying!! There are soo many people who use the ER as their doctors office..its f**king annoying.

Supafly★ 2 kids; Poland 14109 posts
23rd Jan '13
Quoting ~Julie Blue Eyes~:" That is EXACTLY what will happen AND what they WANT to happen. Government wants to control ALL of your healthcare. It's always been "the plan"."


But why have people cheat the system then? Why not just require everyone to get on Medicaid?

Destinite 1 child; 2 angel babies; Paradise, FL, United States 31293 posts
status 23rd Jan '13
Quoting Elle With Three &1/2:" Yup. It's a conspiracy. :roll: Actually, darlin, the reason health care is getting more expensive, is ... [snip!] ... care going up, which leads to higher bills for the insurance companies, which leads to a higher bill for you. Nice try though."


Yep, this is a contributor and a good reason the ER should have the right to deny. Yea, I'm evil. *shrugs*
People need to make having health insurance a priority. It is as important as a roof over your head.



Madi's*Mama Due November 2; 1 child; Holland, Michigan 7391 posts
23rd Jan '13

Our insurance rates went up like $40/month and our deductibles stayed the same. We pay $285/month for health, vision, dental for our family of 3.

Elle With FOUR! 4 kids; Wichita, KS, United States 18964 posts
23rd Jan '13
Quoting ❥ Meℓi:" That shit is annoying!! There are soo many people who use the ER as their doctors office..its f**king annoying."


Agreed. They are not designed to provide proper care in this manner.