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Fatty McRunnerPants 2 kids; 4 angel babies; Clearlake, California 59390 posts
Jan 23rd '13

IDK why insurance rates are skyrocketing and frankly IDGAF. I just want it to stop.Between the increase in taxes/ deductions this year, my forced retirment and union contributions and the increase in insurance I take home less than I would if I were on welfare. It's a tempting thought: quit my job and go on welfare. I might be able to afford a gym membership still if I did that :roll:

TheNuge 1 child; Pennsylvania 23152 posts
Jan 23rd '13

<blockquote><b>Quoting Fatty McRunnerPants:</b>" IDK why insurance rates are skyrocketing and frankly IDGAF. I just want it to stop.Between the increase ... [snip!] ... It's a tempting thought: quit my job and go on welfare. I might be able to afford a gym membership still if I did that :roll:"</blockquote>




That is scary. Our system is so screwed up.

The Master Due September 8; 2 kids; Perth, Australia 20023 posts
Jan 23rd '13
Quoting TheNuge:" <blockquote><b>Quoting Fatty McRunnerPants:</b>" IDK why insurance rates are skyrocketing ... [snip!] ... able to afford a gym membership still if I did that :roll:"</blockquote> That is scary. Our system is so screwed up."


It seems crazy to me ... the whole thing.



Here we have public hospitals (generally teaching hospitals) where all care is free. We have some GP's that bulk bill (you don't pay anything, my locum service does this). And if you're on a pension card for seniors and people on disability you get highly subsidized specialist care and prescriptions.



For everything you either pay private health insurance (when I had full coverage for a family of 3 it cost me $68 a fortnight and you get a $400 tax break as well), which the government will actually pay up to 25% for. If you have hospital cover you get to go to a private hospital with silver service, and if you have auxillary cover you get things like homeopathic care, physio, dental, and a list of others. Most insurance companies will pay up to 85% of your costs.

Fatty McRunnerPants 2 kids; 4 angel babies; Clearlake, California 59390 posts
Jan 23rd '13
Quoting TheNuge:" <blockquote><b>Quoting Fatty McRunnerPants:</b>" IDK why insurance rates are skyrocketing ... [snip!] ... able to afford a gym membership still if I did that :roll:"</blockquote> That is scary. Our system is so screwed up."


Super scary. I don't think I would mind the insurance premiums so much if I knew that I walked into a hospital and needed surgery again that I wouldn't come out with a $13k bill (I'm paying one off right now from my last endoscopy :shock:) I wouldn't mind coming home with half of what I take home now if I knew that every medical expense was covered, that I could get new glasses once a year, that my child's $25k helicopter ride to the NICU wasn't going to be foisted on me... this shit has just gotten nuts. Obamacare's not going to help, it's just going to make things worse the way I see it, especially from a caseworker's point of view, all the new medicaide apps we're going to see *smh* Mess.

Leisurely Duchess 1 child; Monterey, California 25884 posts
Jan 23rd '13
Quoting ❥ Meℓi:" Also, that is why the ER here is always soo f**king busy. People who actually need to be seen by the ... [snip!] ... need to be seen by the ER doctors have to wait forever because there is a ton of people using the ER like their doctors office."


Apparently you don't know bout triage.

Leisurely Duchess 1 child; Monterey, California 25884 posts
Jan 23rd '13
Quoting TheNuge:" Thanks liberals! Thanks non-liberals who didn't get off their asses to vote for Romney! It's only going to get worse. Sorry I'm a downer about this but it is reality."


It's more like "thank the GOP for refusing to back reasonable conservatives rather than cryptotheocrats"

Leisurely Duchess 1 child; Monterey, California 25884 posts
Jan 23rd '13
Quoting Destiel:" <blockquote><b>Quoting TheNuge:</b>" <blockquote><b>Quoting Destiel:</b>" ... [snip!] ... proud of it. Make everything a business: healthcare, education, military ... if it cabt sustain itself then it shouldnt happen."


There is no such thing as a socially healthy purely capitalist country. There can be no such thing. Capitalism is a form of Social Darwinism, which is a pseudoscientific bastardization of classic Darwinism, and so is destructive to social health, it has to be tempered with something else, usually socialistic principles. All of the developed countries employing capitalism actually have mixed capitalist/socialist systems, as they must if they want to have half-decent infrastructure. That includes America. It's nothing new, it's just that unlearned morons don't know about it.

Leisurely Duchess 1 child; Monterey, California 25884 posts
Jan 23rd '13
Quoting Fatty McRunnerPants:" Super scary. I don't think I would mind the insurance premiums so much if I knew that I walked into ... [snip!] ... worse the way I see it, especially from a caseworker's point of view, all the new medicaide apps we're going to see *smh* Mess."


I somewhat agree, but in that the country as a whole is going to have more problems in the near future, and not solely because of health care.

Fatty McRunnerPants 2 kids; 4 angel babies; Clearlake, California 59390 posts
Jan 23rd '13
Quoting Leisurely Duchess:" Apparently you don't know bout triage."


The ER here doesn't go by a triage system unless you're literally going to die. Then you MIGHT get seen before you do. I've gone in the ER profusely bleeding out of places that should never bleed and waited an hour, then passed out. I went in 34 weeks pregnant after having a seizure and fading in and out of consciousness while in active labor and had to sit out in the waiting room until my husband raised hell.

Fatty McRunnerPants 2 kids; 4 angel babies; Clearlake, California 59390 posts
Jan 23rd '13
Quoting Leisurely Duchess:" I somewhat agree, but in that the country as a whole is going to have more problems in the near future, and not solely because of health care."


Very true. It's going to get much worse before it gets better.

Meli ❤ 1 child; Don't worry about it, CA, United States 31144 posts
Jan 23rd '13
Quoting Leisurely Duchess:" Apparently you don't know bout triage."

Yes, yes I do. Supposedly they take the most urgent first then the others go last....There is still a f**k load of people in there and it is going to take the doctor a bit before they see you because all of the people....even the ones who use the ER as a doctors office.

Meli ❤ 1 child; Don't worry about it, CA, United States 31144 posts
Jan 23rd '13
Quoting Fatty McRunnerPants:" The ER here doesn't go by a triage system unless you're literally going to die. Then you MIGHT get seen ... [snip!] ... fading in and out of consciousness while in active labor and had to sit out in the waiting room until my husband raised hell."


:shock: They took forever even when my appendix went bad smh. They rushed me in when I was bleeding pretty badly from under my eye....



Like my mom says, the only way you will get seen right away is if you come in on a stretcher lol.

Leisurely Duchess 1 child; Monterey, California 25884 posts
Jan 23rd '13
Quoting Fatty McRunnerPants:" The ER here doesn't go by a triage system unless you're literally going to die. Then you MIGHT get seen ... [snip!] ... fading in and out of consciousness while in active labor and had to sit out in the waiting room until my husband raised hell."


That's terrible :( I'm sorry

Leisurely Duchess 1 child; Monterey, California 25884 posts
Jan 23rd '13
Quoting Fatty McRunnerPants:" Very true. It's going to get much worse before it gets better."


That's is definitely something I have said in the past. Because on the whole, we're simply too lazy and ignorant to be properly involved. Things have to get really bad before people start paying attention and getting pissed off enough to get up and do something about it

Leisurely Duchess 1 child; Monterey, California 25884 posts
Jan 23rd '13
Quoting ❥ Meℓi:" Yes, yes I do. Supposedly they take the most urgent first then the others go last....There is still a ... [snip!] ... to take the doctor a bit before they see you because all of the people....even the ones who use the ER as a doctors office."


It's not like the uninsured get a free ride or have it good or anything like that. The ER isn't mandated nor equipped to fully treat people, they release people when they are considered stable, so unless it was a simple injury or illness, that person is sort caught over a brine barrel because they will need additional treatment in the future. Unpaid bills go on their credit when they get turned over to collections, which in turn affects how they can get housing, cars, phones, loans, etc ... even job opportunities.



Many are caught in the middle, they fall between cracks; they can't afford insurance where they live, yet make barely just enough money to be disqualified from Medicaid, or low-cost state insurance programs, perhaps even the odd low-income clinic. These people are more fucked that anyone when they need treatment, including those on welfare.



Another part of the problem is that many people simply don't know where else to go other than the ER, they don't know about any local free or low cost clinics that will see uninsured people. Some will just assume they will get turned away from everywhere but the ER. Know what I mean?