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For mama's who go to the OB regularly and ttc eKnuckles Due February 13; Florida 3454 posts
status 2nd Feb '13

What is your insurance? Do they cover everything? Do you have a pricey deductible? We qualify for medicaid, but I want regular insurance. The ob offices I've seen near me (that take this insurance) are horrible. They are understaffed and have tons of patients.

Monsters² Mom 2 kids; 4 angel babies; Dahlgren, VA, United States 4920 posts
2nd Feb '13

I have IEHP now but I used to have Kaiser. When I was TTC my daughter I went to the regular OB and he sent in a recommendation for me to see the fertility specialist who works for Kaiser. When I went for pregnancy vists after I was pregnant my copay was $10 a visit where as the fertility dr copays were $50.
I wound up with a c-section and my insurance covered most of it. I had to pay $800 out of pocket in the end.



**eta**
my out of pocket maximum was $2300. .

eKnuckles Due February 13; Florida 3454 posts
status 2nd Feb '13

<blockquote><b>Quoting ℳonster's ℳom:</b>" I have IEHP now but I used to have Kaiser. When I was TTC my daughter I went to the regular OB and he ... [snip!] ... and my insurance covered most of it. I had to pay $800 out of pocket in the end. **eta** my out of pocket maximum was $2300. ."</blockquote>




Thanks!
So does that mean you had to pay 2300 before insurance kicked in, or if you payed more than that amount in co-payments they would pay the rest?

Monsters² Mom 2 kids; 4 angel babies; Dahlgren, VA, United States 4920 posts
2nd Feb '13
Quoting eKnuckles:" <blockquote><b>Quoting ℳonster's ℳom:</b>" I have IEHP now but I used to ... [snip!] ... you had to pay 2300 before insurance kicked in, or if you payed more than that amount in co-payments they would pay the rest?"


I'm assuming it meant the amount I had to pay before I no longer had copays.

Amelia [a Mom] 1 child; 4 angel babies; Tallahassee, Florida 15000 posts
3rd Feb '13

I have a $40 copay for every visit and $200 for surgery/hospital. All my fertility treatments were paid out of pocket though I had to see an RE.

eKnuckles Due February 13; Florida 3454 posts
status 3rd Feb '13

Thanks ladies!! Just saw you all had commented, I appreciate it!