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car accident. Sugar Plum♡ 1 child; San Jose, California 1725 posts
5th Feb '13

ever know someone who was in an accident and lied to insurance company?
like who was driving cause they werent under the insurance and also pretending to be the driver when you talked to your insurance about a claim.
i know someone &no its not me, but you think they can get in trouble??

Jennybananna 2 kids; Gilbert, AZ, United States 25079 posts
5th Feb '13

Yes its insurance fraud.

Captain Obvious 2 kids; Havana, Cuba 25634 posts
5th Feb '13

Anyone who you allow to drive your car is covered under your insurance policy, so that's stupid.

loser mom 2 kids; 1 angel baby; Oslo, ,, Norway 10570 posts
status 5th Feb '13

I'm sure that would be insurance fraud.



Why, are you wanting to turn them in or something?

Goneforever 2 kids; Las Vegas, Nevada 6418 posts
5th Feb '13

<blockquote><b>Quoting Captain Obvious:</b>" Anyone who you allow to drive your car is covered under your insurance policy, so that's stupid."</blockquote>




:!:



Unless they stole the car or don't have a license then they are covered

loser mom 2 kids; 1 angel baby; Oslo, ,, Norway 10570 posts
status 5th Feb '13
Quoting Captain Obvious:" Anyone who you allow to drive your car is covered under your insurance policy, so that's stupid."


:!::!:
Unless the real driver doesn't have a license or something. I don't it's covered then, is it?

Goneforever 2 kids; Las Vegas, Nevada 6418 posts
5th Feb '13

<blockquote><b>Quoting loser mom:</b>" :!::!: Unless the real driver doesn't have a license or something. I don't it's covered then, is it?"</blockquote>




It would depend if the insured knew or not. Like if they willingly let a unlicensed person drive then no generally it wouldn't be covered.

IDGAF ❤ 1 child; San Diego, CA, United States 30556 posts
5th Feb '13
Quoting Captain Obvious:" Anyone who you allow to drive your car is covered under your insurance policy, so that's stupid."

:!::!::!:

Jennybananna 2 kids; Gilbert, AZ, United States 25079 posts
5th Feb '13
Quoting loser mom:" :!::!: Unless the real driver doesn't have a license or something. I don't it's covered then, is it?"

No they have to be a legal driver. I "think" maybe they have to be over 25 too but I could be wrong. I know my family borrows one of our cars all the time when they come to visit and they are covered on our insurance.

Goneforever 2 kids; Las Vegas, Nevada 6418 posts
5th Feb '13

<blockquote><b>Quoting Jennybananna:</b>" No they have to be a legal driver. I "think" maybe they have to be over 25 too but I could be wrong. ... [snip!] ... be wrong. I know my family borrows one of our cars all the time when they come to visit and they are covered on our insurance."</blockquote>




The age would depend on your policy, and would be stated on the declaration or exclusion page.

loser mom 2 kids; 1 angel baby; Oslo, ,, Norway 10570 posts
status 5th Feb '13
Quoting Jennybananna:" No they have to be a legal driver. I "think" maybe they have to be over 25 too but I could be wrong. ... [snip!] ... be wrong. I know my family borrows one of our cars all the time when they come to visit and they are covered on our insurance."



ahh, okay. I'm pretty sure my policy only covers licensed drivers who have permission to use my car. I don't think there's an age restriction, but not sure.

IDGAF ❤ 1 child; San Diego, CA, United States 30556 posts
5th Feb '13
Quoting loser mom:" :!::!: Unless the real driver doesn't have a license or something. I don't it's covered then, is it?"

Actually I believe it is...when I had my permit and drove, I was still covered under the insurance.

Goneforever 2 kids; Las Vegas, Nevada 6418 posts
5th Feb '13

<blockquote><b>Quoting IDGAF ❤:</b>" Actually I believe it is...when I had my permit and drove, I was still covered under the insurance."</blockquote>



A permit is still a form of license.

loser mom 2 kids; 1 angel baby; Oslo, ,, Norway 10570 posts
status 5th Feb '13
Quoting IDGAF ❤:" Actually I believe it is...when I had my permit and drove, I was still covered under the insurance."


Well sure... if it's a valid driving permit or what not. I meant someone who is not allowed to drive legally.

IDGAF ❤ 1 child; San Diego, CA, United States 30556 posts
5th Feb '13
Quoting Goneforever:" <blockquote><b>Quoting IDGAF ❤:</b>" Actually I believe it is...when I had my ... [snip!] ... I had my permit and drove, I was still covered under the insurance."</blockquote> A permit is still a form of license."


Ohh ok, I didn't know if that counted or not because it wasn't like a real license.