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how much would you pay health ins Halley Nicole 3 kids; Waco, Texas 4932 posts
6th Feb '13

how much would you pay for health insurance? .. we currently do not have coverage, at my dhs job the insurance is 700 month with co pays,deducatables and what not.. i found some cheaper ones that are like 450 but the deductible is like 7000. a

_______Nope_________ 23772 posts
6th Feb '13

It would depend on the type. We paid close to 700 for our PPO before (through husbands work) for the whole family. Now I think we pay closer to 400 for an HMO through a different job he has. It really depends on the coverage. Some of the cheaper stuff sucks and you end up paying a ton out of pocket anyways,.

----&& 2 kids; Scituate, Rhode Island 3903 posts
6th Feb '13

You have to just weigh the benefits and know what it covers. Most of the cheaper ones have high deductibles and cover less. So you have to compare what the plans cover and whatnot. If you go to the doctor a lot you probably aren't going to want a high deductible or high out of pocket maximum.

DeanJade&Mak's Mom 3 kids; Covina, CA, United States 8822 posts
6th Feb '13

I pay 165. For my sons insurance... its like 300 for ER but my co pays are 30. And perscriptions are 10.00
When I didn't have ins. And went to urgent care it was like 90.