Mama♥Breezy 2 kids; 1 angel baby; Los Angeles, California 34988 posts
6th Mar '13
Quoting Click Me Click Me!!!:" Here i apply but my husbands income making 800 is to much :roll:"


$800 isn't bad if you don't have much to pay. We made $647 work.

Mama♥Breezy 2 kids; 1 angel baby; Los Angeles, California 34988 posts
6th Mar '13
Quoting Man. Bear. Pig.:" My student loans barely cover my tuition. My fault for picking such an expensive, stupid school. If I didnt get a little Pell grant, I'd be paying out of pocket for some of it. Blech"


I'm terrified of the day I will have to get a student loan.... :shock:

Ellie. 34 kids; Arizona 25371 posts
6th Mar '13
Quoting Mama♥Breezy:" I'm terrified of the day I will have to get a student loan.... :shock:"


Honestly, I'm actually hitting my aggregate limit of 57,500 one class before I get my degree. I'll have to pay half of the last class out of pocket. I dread the day I have to pay those back..........

Mama♥Breezy 2 kids; 1 angel baby; Los Angeles, California 34988 posts
6th Mar '13
Quoting Man. Bear. Pig.:" Honestly, I'm actually hitting my aggregate limit of 57,500 one class before I get my degree. I'll have to pay half of the last class out of pocket. I dread the day I have to pay those back.........."


That blows! I had no idea they give you a limit as to what you can owe without paying back. I better start fixing my credit for when the day comes... I'm in the low 600s now. =(



I better find out how much my bachelors is going to cost... The school I'm going to transfer to is right down the street from my CC.



My math professor was telling us he has about $90k in student loan debt!

Ellie. 34 kids; Arizona 25371 posts
6th Mar '13
Quoting Mama♥Breezy:" That blows! I had no idea they give you a limit as to what you can owe without paying back. I better ... [snip!] ... to transfer to is right down the street from my CC. My math professor was telling us he has about $90k in student loan debt!"


You have to pay back all loans. Even if it's only a couple hundred. And credit wont have anything to do with it, they're all fixed at a certain interest rate.

And I'm going for my masters next, so I'm sure it will be a whole bunch more for me. UGH

Mama♥Breezy 2 kids; 1 angel baby; Los Angeles, California 34988 posts
6th Mar '13
Quoting Man. Bear. Pig.:" You have to pay back all loans. Even if it's only a couple hundred. And credit wont have anything ... [snip!] ... fixed at a certain interest rate. And I'm going for my masters next, so I'm sure it will be a whole bunch more for me. UGH"


I worded that wrong... I meant they put a limit as to how much you can borrow before you start paying back. :lol: Good to know about the fixed interest, my sister was scaring me about it. She has about $10k left to pay.



Good luck with your masters! What are you studying?

Ellie. 34 kids; Arizona 25371 posts
6th Mar '13
Quoting Mama♥Breezy:" I worded that wrong... I meant they put a limit as to how much you can borrow before you start paying ... [snip!] ... my sister was scaring me about it. She has about $10k left to pay. Good luck with your masters! What are you studying?"


Psych. :) Well there's a cap for the bachelors and I'm almost there. Then it goes up to like 120k for your masters and beyond. ha ha.

I think I'll have enough experience with just hte bachelors to do what I want, to work for child protective services, but still going for the masters anyways. :)

☆º×ß¡±©µ×º☆ 4 kids; 1 angel baby; Grand Forks, ND, United States 46084 posts
6th Mar '13

I myself think its fraud to try and get workers comp for falling out of a chair or breaking it under your own weight

Mama♥Breezy 2 kids; 1 angel baby; Los Angeles, California 34988 posts
6th Mar '13
Quoting Man. Bear. Pig.:" Psych. :) Well there's a cap for the bachelors and I'm almost there. Then it goes up to like 120k ... [snip!] ... with just hte bachelors to do what I want, to work for child protective services, but still going for the masters anyways. :)"


That's great! I'm going to get my associates in social and behavioral sciences, hopefully by next year. I'm supposed to transfer to get my bachelors in social work after that, but I'm not sure now. I'm thinking of switching to human services instead. And then I can get my masters in Social Work.

taking a look at life Palm beach gardens, FL, United States 49151 posts
6th Mar '13
Quoting .t a y l o r.:" <blockquote><b>Quoting Click Me Click Me!!!:</b>" Here i apply but my husbands income ... [snip!] ... you don't have any bills, so that should be ok, you'd think... And because you're a student you get student loans and what not."


i dont have any loans and yes i have bill's....

taking a look at life Palm beach gardens, FL, United States 49151 posts
6th Mar '13
Quoting Mama♥Breezy:" $800 isn't bad if you don't have much to pay. We made $647 work."



we do have bills my van has to have inshurance and because im under 25 its 200 a month. I have storage fee's, gas, the bank charges us because he does not have direct deposit because he can not get it. We have one cell phone. I can't remember the rest off the top of my head.

taking a look at life Palm beach gardens, FL, United States 49151 posts
6th Mar '13
Quoting
.t a y l o r. 3 kids; Indiana 3847 posts
6th Mar '13

<blockquote><b>Quoting Click Me Click Me!!!:</b>" we do have bills my van has to have inshurance and because im under 25 its 200 a month. I have storage ... [snip!] ... not have direct deposit because he can not get it. We have one cell phone. I can't remember the rest off the top of my head. "</blockquote>




DH and I are both under 25, have been in three wrecks, have a brand new car so it needs full coverage, and we only pay 134$ a month. How the heck is your's that high?
Can't you switch to a different bank?

taking a look at life Palm beach gardens, FL, United States 49151 posts
6th Mar '13
Quoting .t a y l o r.:" <blockquote><b>Quoting Click Me Click Me!!!:</b>" we do have bills my van has to ... [snip!] ... it needs full coverage, and we only pay 134$ a month. How the heck is your's that high? Can't you switch to a different bank?"


all the banks charge here with out direct deposit. I have a lean so my van as well has full covrage. Thats with a co pay of 2500 i have a speeding ticket and my husband has 2 accident one of witch was 50% his fault. So yah

Mama♥Breezy 2 kids; 1 angel baby; Los Angeles, California 34988 posts
7th Mar '13
Quoting Click Me Click Me!!!:" we do have bills my van has to have inshurance and because im under 25 its 200 a month. I have storage ... [snip!] ... not have direct deposit because he can not get it. We have one cell phone. I can't remember the rest off the top of my head. "


The price for insurance is ridiculous! DH is 23, he has 2 accidents, and a ton of speeding tickets on his record, and it's $132 a month... The bank charges you a monthly fee for not having a direct deposit? You're a student...don't they offer free student checking accounts? I have one through Chase, and I know BofA offers them, too. Which bank do you have?