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user banned TTC since Apr 2014; 2 kids; Middelfart, Denmark 15320 posts
10th Mar '13
Quoting hobbit*:" <blockquote><b>Quoting Red Bottom:</b>" Would I or do I? "</blockquote> Well ... [snip!] ... because if its around the cost of a sleeve then yea that's irresponsible to receive Medicaid but you can pay 5k for tattoos."


I would say for a single person who is pregnant, insurance is probably about $150 a month. That seems to be the average among my friends and family.

user banned TTC since Apr 2014; 2 kids; Middelfart, Denmark 15320 posts
10th Mar '13
Quoting Forrest Bondurant &hearts:" <blockquote><b>Quoting Red Bottom:</b>" Private insurance plans run as low as $100 ... [snip!] ... Please show me private health insurance for a family of three for $100 a month that actually covers something."


Call Anthem in the morning. I actually had to look into it for a few months and there were much cheaper plans than there were a year ago. Before Obamacare was approved, it was around $800 a month for private insurance with a $2,000 deductible and only covered 20%, but when I called a few months ago, their plans had completely changed and there are a lot more affordable options. I can't name them off specifically because I only talked to them once, and only regarding one child, but but you should look into it. I was skeptical about the new pricing as well.

user banned TTC since Apr 2014; 2 kids; Middelfart, Denmark 15320 posts
10th Mar '13
Quoting AllHeCanEat{EBFT}:" ? what? We're not ttc, just generally using NFP to avoid pregnancy. It's been working for several years. Pay no attention to my info blurb under my post. Hint: I don't live in Elephant Butte, either."


LOL forgive me, I was going by your profile.

user banned California 36390 posts
10th Mar '13

<blockquote><b>Quoting Red Bottom:</b>" Your husband losing insurance at his job is nothing you could have planned for or expected, nor is ... [snip!] ... being drained unnecessarily. I mean we can't expect taxes to every go down if people are using aid when they DON'T need it."</blockquote>




Where are you finding this imsurance? Because my husband's work wantes $300/month for insurance that covered ONE checkup per year, then 80% ONLY after you.paid an $8000 deductable

lolajessup 3 kids; 1 angel baby; Beaverton, Michigan 44070 posts
10th Mar '13

<blockquote><b>Quoting Red Bottom:</b>" Private insurance plans run as low as $100 a month. If you can't afford $100 a month, you cannot afford a child. A child is on average, at least $11,000 a year. "</blockquote>



I definitely don't pay that much for my baby. We cloth diaper and breast feed. I spend $0 on her besides the occasional outfit and laundry soap for the dipes. I do not spend nearly $1000 a month on her. Not even $100. Not all people live that way. When she goes to daycare when I go back to work I still won't even be spending that much.

user banned TTC since Apr 2014; 2 kids; Middelfart, Denmark 15320 posts
10th Mar '13
Quoting PurpleBama582:" My older two kids have insurance through their dad's work(my current SO). My youngest is on Medicaid ... [snip!] ... insurance, but she can't right now. But, we weren't TRYING to conceive, I was on birth control, and was taking it correctly. "


You weren't TTC so it doesn't apply to you. You did your part trying not to get pregnant, accidents happen and you NEED medicaid now.



Have you taken your BD to court to order that her provide the insurance, because they WILL require it by law. They would prefer a parent provide it over the county/state/government pay for it.

user banned TTC since Apr 2014; 2 kids; Middelfart, Denmark 15320 posts
10th Mar '13
Quoting PurpleBama582:" When I was looking into private insurance for my daughter and myself, it was over $400 per month, and I just couldn't afford that. "



That's weird. When did you call them? Who did you call? When I called it was under $100.

A&J. ♥ 1 child; Philadelphia, Pennsylvania 5613 posts
10th Mar '13

I am privately insured but during a time I wasn't I got a good quote covering a lot for 117 a month. Which is not bad. I spend much more than that on my child. Every bill is higher. I use much more gas driving him to and from school and wherever he needs to go. Every random expense that pops up (often)



I personally wouldn't TTC while on Medicaid bc I know how crappy the system is and they drop people all the time. I wouldn't want to have a baby and risk losing insurance. I know there's always a risk. But you get what I'm saying.

I'm His Amy He's My Rory 2 kids; Caldwell, Idaho 49283 posts
10th Mar '13
Quoting Red Bottom:" Your husband losing insurance at his job is nothing you could have planned for or expected, nor is ... [snip!] ... being drained unnecessarily. I mean we can't expect taxes to every go down if people are using aid when they DON'T need it."


Like I said, I don't agree with abuse. But people that qualify, I don't mind. I really like how Australia has it set up. They have free public health care but then you have the option to buy private insurance for private care that's more intense, detailed, quicker, specialized, so forth. I think a person's basic medical needs, shouldn't be left to people going to the ER and not paying the bill because that's their only choice.

user banned TTC since Apr 2014; 2 kids; Middelfart, Denmark 15320 posts
10th Mar '13
Quoting lolajessup:" <blockquote><b>Quoting Red Bottom:</b>" There are affordable private insurance plans ... [snip!] ... just to live off the system. I know people like that. It's not a matter of what insurance u have, it's how responsible you are."


How many children do you have? Do you think it's fair to keep TTC and having more children knowing that you can't afford their/your doctor's bills regarding them, not only creating more cost for the government, but another recipient of government aid?

Donna Jo Tanner 1 child; Beach Haven, New Jersey 6440 posts
10th Mar '13

<blockquote><b>Quoting lolajessup:</b>" <blockquote><b>Quoting Red Bottom:</b>" Private insurance plans run as low as $100 ... [snip!] ... $100. Not all people live that way. When she goes to daycare when I go back to work I still won't even be spending that much."</blockquote>




Shit, I did formula feed and DS didn't cost that much!!
I spent like $30 a month on formula for him because I couponed. You tell me where there is a coupon for health insurance? Lmao ;)
I definitely didn't spend anywhere near $11000 on him.

user banned TTC since Apr 2014; 2 kids; Middelfart, Denmark 15320 posts
10th Mar '13
Quoting Forrest Bondurant &hearts:" <blockquote><b>Quoting Red Bottom:</b>" Do you not feel like that attitude is perpetuating ... [snip!] ... guess what it comes down to is that if you're honest about your income and still qualify, it's a legitimate need and not abuse."


Is TTC a NEED?



No one NEEDS to get pregnant and get on medicaid and then put their baby on medicaid because they can't afford to pay for insurance or pay for their baby's bills once it's born.

user banned TTC since Apr 2014; 2 kids; Middelfart, Denmark 15320 posts
10th Mar '13
Quoting Jenna+1:" <blockquote><b>Quoting Red Bottom:</b>" If someone cannot afford insurance, how can ... [snip!] ... medical needs. DH wasn't making any more money at that time then he was when we couldn't afford the health insur for me...."


Paying for insurance is WAY more affordable than paying for medical bills out of pocket.

user banned California 36390 posts
10th Mar '13

<blockquote><b>Quoting Red Bottom:</b>" Is TTC a NEED? No one NEEDS to get pregnant and get on medicaid and then put their baby on medicaid because they can't afford to pay for insurance or pay for their baby's bills once it's born."</blockquote>




I would consider having a child a need. If people stopped having children, we'd be.fucked.

PurpleBama582 52 kids; Dothan, Alabama 3875 posts
10th Mar '13
Quoting Red Bottom:" You weren't TTC so it doesn't apply to you. You did your part trying not to get pregnant, accidents ... [snip!] ... because they WILL require it by law. They would prefer a parent provide it over the county/state/government pay for it. "


No, I haven't taken him to court, because it's not worth it. He can't afford it right now, despite getting a raise a while back. He and his girlfriend had a baby back in November, they bought a house, his vehicle got repossessed(and he somehow managed to get it back). He hasn't paid what he owed to the two insurance companies in AL he owes money to(BCBS and Humana), so even if the court ordered him to provide it, I don't think he'd be able to get it due to his history with those companies, and they are the two private companies in AL that I know of.