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    • Use It For School -- Votes: 13
    • Save It -- Votes: 7
Question Momma Rawks 1 child; Iowa 7172 posts
18th May '13

When my fiance died, his estate and everything was left to our son. It's now a trust fund, and I'm the conservator of it (which means I'm pretty much in charge of it until he is of age).



My plan is to not touch any of it, unless there are important medical expenses or something. But I work and make my own money, and we get some social security survivor's benefits. But I want to send my son to preschool this fall (he just turned four). He went last year for a while with the help of his grandparents paying the tuition, but you can see my past posts and figure out why that wasn't such a terrific idea.



Anyway, I really think he ought to be going. I found a perfect school for him and everything. The tuition is less than $200 a month, but it's still more than I can really afford to do.



I don't want to mess with the trust fund, but I do want him in school, what should I do?! I know it seems simple, but I just really don't want to touch the money. We wouldn't be emptying the account by any means. I just don't like the idea of taking anything out.

Hy'ska 2 kids; Washington 50791 posts
18th May '13

<blockquote><b>Quoting Momma Rawks:</b>" When my fiance died, his estate and everything was left to our son. It's now a trust fund, and I'm the ... [snip!] ... want to touch the money. We wouldn't be emptying the account by any means. I just don't like the idea of taking anything out."</blockquote>




Use it for school. Preschool IMO is so important. It's hard to find the perfect school!

Dovahkiin 1 child; 1 angel baby; Kentucky 16776 posts
18th May '13

That's a tough one. For me, it would depend how much is in the trust fund. If it's only a couple thousand, no I wouldn't touch it. If it's $20k+, I think dipping into it just for preschool would be acceptable.

ℐαzmчn 2 kids; Somerset, Kentucky 12712 posts
18th May '13
Quoting Dovahkiin:" That's a tough one. For me, it would depend how much is in the trust fund. If it's only a couple thousand, ... [snip!] ... only a couple thousand, no I wouldn't touch it. If it's $20k+, I think dipping into it just for preschool would be acceptable. "


:!:

Samantha Lembo TTC since Jul 2012; 1 child; Bradenton, Florida 751 posts
18th May '13

Why do you want him to go to preschool so badly? My siblings and
I didn't go and we were reading and writing by the time we went to kindergarten, we had play-dates with other kids at the park and what-not...

chubbie2hubbie 3 kids; 1 angel baby; Wisconsin 82 posts
18th May '13

What about you paying for half and the trust fund pays the ither half?

Dovahkiin 1 child; 1 angel baby; Kentucky 16776 posts
18th May '13
Quoting Samantha Lembo:" Why do you want him to go to preschool so badly? My siblings and I didn't go and we were reading and ... [snip!] ... we were reading and writing by the time we went to kindergarten, we had play-dates with other kids at the park and what-not..."


Studies show children who attend preschool are more successful in kindergarten.

Samantha Lembo TTC since Jul 2012; 1 child; Bradenton, Florida 751 posts
18th May '13
Quoting Dovahkiin:" Studies show children who attend preschool are more successful in kindergarten. "


I guess we were the exception. We were all top 5%.

Momma Rawks 1 child; Iowa 7172 posts
18th May '13
Quoting Samantha Lembo:" Why do you want him to go to preschool so badly? My siblings and I didn't go and we were reading and ... [snip!] ... we were reading and writing by the time we went to kindergarten, we had play-dates with other kids at the park and what-not..."


I didn't go to preschool, nor did any of my siblings (I am the youngest of eight). But we were all in extended learning programs, top of the class, high test scores, and I have a 4.0 in college after graduating high school a year early.



It's not his intelligence that concerns me. I'm a stay at home mom, and always have been (other than school). I work as a nanny, so even though I have a job, my son is still always with me. We do play-dates, and he has the kids I watch to hang out with. Plus he does swim lessons and some sports. But my son wants to go to school. Plus, I think it'd be really great for his own independence to be away from me, doing it on his own. The school offers full days, but they also have a morning or afternoon program, so I'd probably send him to a half day session. Plus he has trouble with losing his father, so I also think that having somewhere to go and a structural setting would be good for him--keep him busy, being with people and kids that don't know about his dad (plus his therapist thought it'd be a good outlet for him as well).



The preschool is also a farm, so not only are they learning, but they're learning work ethic and taking care of animals and are assigned chores and stuff. He really wants to go.

Momma Rawks 1 child; Iowa 7172 posts
18th May '13
Quoting Dovahkiin:" That's a tough one. For me, it would depend how much is in the trust fund. If it's only a couple thousand, ... [snip!] ... only a couple thousand, no I wouldn't touch it. If it's $20k+, I think dipping into it just for preschool would be acceptable. "


The total cost (from now until he "graduates" from there) would probably be less than 8% of what's in his trust fund. Money just makes me nervous.

Samantha Lembo TTC since Jul 2012; 1 child; Bradenton, Florida 751 posts
18th May '13
Quoting Momma Rawks:" I didn't go to preschool, nor did any of my siblings (I am the youngest of eight). But we were all ... [snip!] ... learning, but they're learning work ethic and taking care of animals and are assigned chores and stuff. He really wants to go."


I don't believe the independence thing, no offense intended. I *personally* would want to spend that last year with him before he goes to real school for the rest of his childhood. BUT he's if already been and really wants to go back, I'd say it depends on how much the trust fund is, like a couple others have said. If it's small I wouldn't b/c I just don't see it as necessary.

*M3* 2 kids; Florida 11717 posts
18th May '13

<blockquote><b>Quoting Momma Rawks:</b>" I didn't go to preschool, nor did any of my siblings (I am the youngest of eight). But we were all ... [snip!] ... learning, but they're learning work ethic and taking care of animals and are assigned chores and stuff. He really wants to go."</blockquote>




What about VPk? They pay fr half days 5days a week or 3 full days!!

Momma Rawks 1 child; Iowa 7172 posts
18th May '13
Quoting *Jackie O*:" <blockquote><b>Quoting Momma Rawks:</b>" I didn't go to preschool, nor did any ... [snip!] ... and stuff. He really wants to go."</blockquote> What about VPk? They pay fr half days 5days a week or 3 full days!!"


What is VPk?

*M3* 2 kids; Florida 11717 posts
18th May '13

<blockquote><b>Quoting Momma Rawks:</b>" What is VPk?"</blockquote>




Voluntary pre kindergarten ( I believe that's what it stands for) all I know us it's free from the government and its for kids 4 years old to prep then for kindergarten

Momma Rawks 1 child; Iowa 7172 posts
18th May '13
Quoting *Jackie O*:" <blockquote><b>Quoting Momma Rawks:</b>" What is VPk?"</blockquote> Voluntary ... [snip!] ... what it stands for) all I know us it's free from the government and its for kids 4 years old to prep then for kindergarten"


I'm looking at it right now online. Is it only for certain schools? Or can I apply to use it anywhere? I can't find it on the website.