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TheNuge 1 child; Pennsylvania 23118 posts
status 12th Aug '13
Quoting M&D's Momma:" <blockquote><b>Quoting TheNuge:</b>" Again. How does that reduce costs of care? Having ... [snip!] ... rarely have to go to the hospital or doctor, so why do we have to have a raise in our insurance every year? It's not right."


You, as well as millions of others, are ignoring a very basic issue. The cost of CARE is what has caused the increase in insurance rates over the past couple of decades.
The reason people have to foot a huge bill is because CARE is expensive. Obamacare does nothing for that DRIVING issue. It actually makes it more expensive in some situations.
The reason premiums rise for the healthy frequently is not because doctors typically don't charge $40 to be seen to diagnose strep throat. Premiums rise because the charge to the insurance company is soooo high for things like an MRI of a knee sprain that they don't even send a copy to the patient.
The new laws do NOTHING to reduce costs. Truly, nothing. So, rates will continue to go higher.
The ultimate strategy is the have the system collapse in a few years so people will see single-payer as a solution INSTEAD of implementing fixes that can pull-in runaway costs of care TODAY.

Jasmine❤️ (36 weeks) Due October 15 (girl); 2 kids; Fullerton, CA, United States 1804 posts
12th Aug '13

<blockquote><b>Quoting TheNuge:</b>" You, as well as millions of others, are ignoring a very basic issue. The cost of CARE is what has caused ... [snip!] ... years so people will see single-payer as a solution INSTEAD of implementing fixes that can pull-in runaway costs of care TODAY."</blockquote>



Exactly. People go to the hospital for MRI's and such and dont pay their bill. Obviously the hospitals arent going to go in debt by people who arent goig to pay the bill, so they have to raise their prices for such things like i typical xray or ER visit. So then insurance companies have to raise their premiums on their customers. With more people being insured, they may now be able to pay their bill because instead of paying 100% of a bill they can afford 20%. That will then cause the hospitals to not raise their prices and then insurance companies will not have to raise their premiums to the customers.

Jasmine❤️ (36 weeks) Due October 15 (girl); 2 kids; Fullerton, CA, United States 1804 posts
12th Aug '13

<blockquote><b>Quoting TheNuge:</b>" You, as well as millions of others, are ignoring a very basic issue. The cost of CARE is what has caused ... [snip!] ... years so people will see single-payer as a solution INSTEAD of implementing fixes that can pull-in runaway costs of care TODAY."</blockquote>




It's not going to make the system perfect and thats what many people dont get. Nothing is going to be fixed overnight but i dp believe this is a good solution to trying to fix the problem.

TheNuge 1 child; Pennsylvania 23118 posts
status 12th Aug '13
Quoting M&D's Momma:" <blockquote><b>Quoting TheNuge:</b>" You, as well as millions of others, are ignoring ... [snip!] ... the hospitals to not raise their prices and then insurance companies will not have to raise their premiums to the customers."


I'm not talking about the cost in a hospital. The cost of an MRI is outrageous in an imaging center.
I recently had a thyroid nodule worked-up for PROBABLY about $20k in bills. There wasn't one person throughout my work-up that thought the nodule was anything but benign that would never need anything.... but the COST was outrageous and I never went to a hospital.
My husband has an MRI of his foot scheduled for Thursday. He wont even see the bill as it will be too embarrassing for anyone to see.



I used to sell MRIs. They cost about $1 million and need to be upgraded frequently. Companies can charge this as their is a market. There is a market because of Medicare (who determines the basic rates) and insurance companies that shield patients from the cost.



This problem doesn't exist in veterinary medicine as the market determines the cost. Costs get higher when there are more people carrying pet insurance.

Jenny&Boopy TTC since Jul 2014; 2 kids; Pittsburgh, Pennsylvania 7358 posts
12th Aug '13

<blockquote><b>Quoting M&D's Momma:</b>" <blockquote><b>Quoting

TheNuge 1 child; Pennsylvania 23118 posts
status 12th Aug '13
Quoting M&D's Momma:" <blockquote><b>Quoting TheNuge:</b>" You, as well as millions of others, are ignoring ... [snip!] ... people dont get. Nothing is going to be fixed overnight but i dp believe this is a good solution to trying to fix the problem."


Do you disagree that the cost of care is the problem?

Jasmine❤️ (36 weeks) Due October 15 (girl); 2 kids; Fullerton, CA, United States 1804 posts
12th Aug '13

<blockquote><b>Quoting

Jasmine❤️ (36 weeks) Due October 15 (girl); 2 kids; Fullerton, CA, United States 1804 posts
12th Aug '13

<blockquote><b>Quoting TheNuge:</b>" Do you disagree that the cost of care is the problem?"</blockquote>




No. I do agree that cost of care is an issue. But i do believe there is more to it and requiring people to have insurance will make each person accountable for when they get medical services.

TheNuge 1 child; Pennsylvania 23118 posts
status 12th Aug '13
Quoting M&D's Momma:" <blockquote><b>Quoting TheNuge:</b>" Do you disagree that the cost of care is the ... [snip!] ... is more to it and requiring people to have insurance will make each person accountable for when they get medical services."


I agree that more people shuld have insurance, but the system will collapse if the cost of care doesn't come down. Baut, as I said before, the strategy is to cause collapse not to fix the problems and improve upon the existing structure.

Jenny&Boopy TTC since Jul 2014; 2 kids; Pittsburgh, Pennsylvania 7358 posts
12th Aug '13

<blockquote><b>Quoting M&D's Momma:</b>" <blockquote><b>Quoting

Jasmine❤️ (36 weeks) Due October 15 (girl); 2 kids; Fullerton, CA, United States 1804 posts
12th Aug '13
Quoting
Jasmine❤️ (36 weeks) Due October 15 (girl); 2 kids; Fullerton, CA, United States 1804 posts
12th Aug '13
Quoting
Jenny&Boopy TTC since Jul 2014; 2 kids; Pittsburgh, Pennsylvania 7358 posts
12th Aug '13

<blockquote><b>Quoting M&D's Momma:</b>" Obviously we all know that people who have insurance also have medical bills. But The difference between ... [snip!] ... or myself didn't have insurance we would have been in some big trouble or probably even sued for money out of our own pocket. "</blockquote>




More people having insurance does nothing to fix our healthcare system.

Jasmine❤️ (36 weeks) Due October 15 (girl); 2 kids; Fullerton, CA, United States 1804 posts
12th Aug '13

<blockquote><b>Quoting

TheNuge 1 child; Pennsylvania 23118 posts
status 12th Aug '13
Quoting M&D's Momma:" lol. Ok, well that's where we differ on this whole debate because I absolutely feel that health care ... [snip!] ... feel that health care is necessary and you don't. So we obviously won't agree because of that huge difference right there."


Neither I nor "Jenny" are saying health CARE isn't necessary. Nobody will debate that many times illnesses need professional medical attention. It's INSURANCE that isn't a necessity for everyone. There are many young adults that rarely, if ever go to the doctor. Sure, I get the concept of insurance for the "what ifs," but it's not a necessity as you can get care without it.