totally just thought this said fingerbutt lol
I have very little credit built up. I don't have/never had a credit card and wondered the same.
Yes, I know they at least report through equifax as CIT bank I believe. But the prices are a rip off.
Quoting ☮Hippie Jesus☮:" It's true... I'm just looking for a way to build my credit up without putting a huge dent in my pocket ... [snip!] ... month. And at least when I get the stuff I'm paying for I'll feel like I'm getting something out of it in the meantime. lol"
Have you looked into a secured credit card? That helps build/rebuild.
My mom is nuts about Fingerhut and it did wonders for her credit (to where she's now able to buy a house)! She's gotten a bunch of neat stuff, too :P
<blockquote><b>Quoting ☮Hippie Jesus☮:</b>" I know. The interest is something like 24%. Nuts."</blockquote>
Crazy ! My fianc
yes it has helped mine a lot, just don't go over board, buy one or 2 things you need and then pay them off and keep doing that, it will help build your credit